Driving Without Insurance
Have you been caught driving without valid insurance, or allowed an uninsured individual to drive your vehicle?
Are you potentially facing a costly fine, a driving ban, or even the potential destruction of your vehicle as a result?
Do you need legal advice and support from a specialist motoring offence solicitor with specific expertise in this area, who can help you to avoid a damaging conviction by highlighting mitigating circumstances?
If so, contact MotoringOffences.com as soon as possible. We are the country’s most experienced team when it comes to uninsured driving charges and other motoring offences, and can help you avoid losing your licence and your livelihood by putting together a strong legal defence.
How Can We Help?
MotoringOffences.com is part of JMW Solicitors, and we have been representing clients since 1978. We have more than 100 years of combined experience, making us the most experienced motoring offences team nationwide.
Our lawyers are accredited with bodies such as Chambers and the Legal 500, and have a strong track record of defending uninsured drivers in court. Examples include:
- ensuring charges were dropped against a motor trader stopped on suspicion that they were driving their vehicle for personal use, which was not covered on the policy. It was subsequently confirmed by the insurer that cover would have been provided in the event of an accident
- helped a sales manager to successfully defend themselves for driving without insurance, as their employer had failed to register the vehicle on its commercial insurance policy. The case was withdrawn without a trial
- defended a new driver who had driven without insurance, having been informed by his father that he was insured to drive the vehicle. Having determined that the father had insured the wrong vehicle by mistake, the court agreed to not impose points on the son’s driving licence, and the young driver was able to avoid having the licence revoked
Our team have dealt with thousands of uninsured driving cases over the years, and we have the expertise to provide you with personalised advice and support for your specific case. We will help you by:
- assessing all of the details of the incident in question to find evidence that supports you
- advising you on the best available line of defence for your case
- representing you in court
We attend courts across England and Wales and can take instructions by phone, email or in writing to make our service as convenient and easy-to-use as possible for clients nationwide.
By calling us on 0345 241 1326, you will get a free initial consultation, during which we will offer a clear picture of the costs involved.
Can I Avoid Points or Disqualification?
Being caught driving without insurance is a serious offence that is often penalised severely. To avoid a disqualification or worse, it will be necessary to prove that you were insured, or that you had a good reason for being on the road without insurance.
Potential defences include:
- Your insurance was invalid due to an error on the part of the insurance company
- Your insurer cancelled your policy without properly notifying you
- You were misinformed by the vehicle owner or policyholder that their insurance would cover you
If you have a genuine reason for believing you were insured through no fault of your own and are able to argue this case in court, it may be possible to avoid a conviction.
What Happens if I am Found Guilty of Driving Without Insurance?
If you are found guilty of driving without insurance, you could face a number of potential punishments, including:
- a fixed penalty fine of £300, which could be increased without limit if the case goes to court
- the addition of six points to your licence
- disqualification from driving
- the seizure and potential destruction of the vehicle, even if it does not belong to you
Policyholders should remember that they will be held legally responsible for allowing an uninsured driver to use their vehicle. If you are convicted of permitting someone to drive your vehicle without insurance, you will face the same penalties as if you had been behind the wheel yourself.
Any of these penalties can have a severe impact on your personal or professional life, with a loss of your driving licence often making it difficult to remain in employment. If you have been accused of driving without insurance, consult a specialist solicitor straight away to discuss the strongest available defence.